All of the changes to Medicare mean that open-enrollment is more important than ever. Most people won’t see a cost increase, but high-income folks will. Some people will need to make changes, but many will not have to. It is vital that you review your plan to determine if you do need to make any changes.

Because of the new Health Care law, many benefits and plan changes will take place. Many insurers are eliminating or consolidating Medicare-related plans, so an estimated one million Medicare recipients will have to choose new coverage.

For those with traditional Medicare, the biggest change is an expansion of benefits. Starting Jan. 1, 2011, Medicare will completely cover the cost of many preventive services, including mammograms, Pap tests and screenings for prostrate and colorectal cancer, as well as one annual ‘wellness’ examination.

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