201305.09
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Disabilities on the Rise for Boomers

New research is showing that Baby Boomers are more likely to suffer some sort of debilitating disease than previous generations. They are living longer, but are not healthier. They don’t smoke so don’t have emphysema or the associated heart problems, but they are obese and may have diabetes and high blood pressure, one study indicated….

201303.04
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Estate Tax and Asset Valuation

When someone dies, their “estate” may be subject to the Estate-Tax. In this context, the word “estate” means “all property to the extent of the decedent’s interest in it at the time of the decedent’s death.” That includes everything you own or have any control over, or access to, when you die. You only have…

201303.04
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Medicaid Look Back Period

Rumors and speculation have been around for years that Congress will increase the Medicaid look-back period. Now, some events have made those rumors more than just speculation, but it still may not happen. To know if this will affect you, you need to know what the look-back period means. The “Look-Back” period is the time…

201210.04
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Deed Copy Services Not Necessary

Some of our clients have received a notice from a company offering to procure a copy of their real estate deed for a fee of $84.00.  The service is apparently real, but not really necessary nor a good deal. You can get a copy of your deed for free either online at your county registry…

201208.29
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Medicare Basics

Everyone has heard of Medicare, but you may not really be sure what it is. Medicare is the national health insurance program for Social Security recipients who are over 65 years or disabled. Those receiving railroad retirement benefits and individuals suffering from end stage renal disease are also eligible for Medicare. Medicare is an entitlement…

201208.22
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Special Needs Planning

A tricky part of estate planning is considering heirs who have special-needs. It’s especially complicated because your immediate relatives may not have disabilities, but you may have a more remote relative with special-needs. This is an issue that must be considered when crafting any Will or Trust. “Special Needs” is a term used to mean…

201207.26
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End-of-Life Care and Advocacy

My mother died last fall. She was pretty bad for the last few months, and her final passing was tough. The Palliative Care doctors were great. At the end, they provided her with comfort care and she died fairly easily. But I was disappointed and angry that her final months were not better than they…